World Business Academy Founding President and CEO Rinaldo S. Brutoco was recently interviewed by USA TODAY for a feature exploring how investors should think about gold allocations at different life stages, especially as they approach retirement.
In the November 6, 2026, article by Deane Biermeier, Gold allocation shifts as you age. Here’s what to consider., USA TODAY examines gold’s role as a portfolio diversification tool and a potential way to protect accumulated wealth amid economic uncertainty.
Rinaldo offers his perspective on why gold may become increasingly important as individuals transition into retirement, when rebuilding lost wealth becomes more difficult.
As he explains:
“When individuals enter retirement and are presumably unable to rebuild lost wealth, I recommend a higher allocation to gold for its safety compared to their earlier earning years.”
The article explores several important considerations, including:
- Gold as a store of value: Its potential role in protecting purchasing power and diversifying investments.
- Investment strategies across generations: How gold allocations may change as investors move from wealth accumulation toward wealth preservation.
- Retirement security: Why protecting accumulated assets becomes increasingly important as individuals enter retirement.
- A balanced approach: Why individual financial circumstances, risk tolerance, and retirement income should ultimately guide investment decisions.
The broader conversation underscores an important distinction: building wealth and preserving wealth are two different challenges. As economic uncertainty continues to shape financial decisions, understanding the role of assets such as gold in long-term financial security remains an important discussion.
Read the full article in USA TODAY: